Real Estate Decoded -

January 4, 2019

Real Estate Links – Jan 11, 2019

Subscribe (to the right) to get these links via email. Vancouver Detached Real Estate Wipes Out Almost 2 Years of Price Gains | Better Dwelling Blame The Homebodies: Why Are Homeowners Staying In Their Homes So Long? Home price increases slowing in Denver, across U.S. Denver home sales drop by a third in September Zillow Group Consumer Housing Trends Report 2018 AEI: Rumors of a housing slowdown are premature – Scotsman Guide Chicago Real Estate Market Update: December Home Sales Plunge Will Millennials Migrate Away from Coastal Markets for Homeownership in 2019? – FirstAm Overseas Landlords In Rush To Quit Buy To Let – iExpats New Data on Global Debt | IMF…

January 4, 2019

Real Estate Links – Jan 4, 2019

Homebuilders See a Bright Spot in the Gloom — and It’s Rentals – Bloomberg Report: Americans keep relocating, here’s where | 2019-01-02 | HousingWire This Single Chart Shows Diminished Buyer Momentum in the Housing Market – Real Estate Daily What to Expect From the Housing Market in 2019 | Real Estate | US News Seasonality in the Housing Market – Realtor.org Henning Larsen wave building completed in Denmark – Curbed Homeownership and the American Dream | Urban Institute Top 5 Appraisal Blog Posts of 2018 • Birmingham Appraisal Blog California Captured One-Third of the National Housing Recovery – Jan 3, 2019 – Zillow How Does a Strong Economy Slow the Housing Market? – FirstAm How “Renter” Millennials Will Transform the…

December 31, 2018

Home Prices Fell 4% in 4 Months in This U.S. City

Seattle home prices fell 4% from June to October after increasing 11% from January to June. It was quite a fall for Seattle which had been the national home appreciation star of 2017 with prices up 13% from January 2017 to January 2018.

December 23, 2018

Real Estate Links – Dec 25, 2018

California Out-Migration Intensifies, Population Moves South – Center for Opportunity Urbanism Home Prices | Case Shiller Index | Mortgage Rates Housing Market 2019 | Home Prices 2019 Calculated Risk: Real House Prices and Price-to-Rent Ratio in October Sounding the Alarm on Leveraged Lending | IMF BlogA Misunderstanding Liquidity, Misunderstanding QT – Behavioral Macro 5 Charts That Explain the Global Economy in 2018 | IMF Blog 9 Housing and Mortgage Trends to Watch for in 2019 – NerdWallet Home Sales, Home Prices, and Mortgage Rates: Up or Down in 2019? – Freddie Mac 2019 Construction Economic Forecast – Nonresidential – Dec 2018 – Construction Analytics Single Women Outpace Single Men as…

December 22, 2018

Real Estate Links ~November

Are we addicted to debt? | Canadian Centre for Policy Alternatives Tax Reform Opens New Opportunities for Commercial Real Estate | Realtor Magazine Banks continue to ease mortgage lending standards, but it’s not helping | 2018-11-15 | HousingWire Why affordable housing is scarce in progressive cities – Curbed Why house prices in global cities are falling – Buttonwood – The Economist Study: Minority homebuyers pay higher interest rates | 2018-11-20 | HousingWire Silent Inflation by Robert J. Shiller – Project Syndicate Mortgage Debt Nears A Pre-Crash High, But That’s No Cause For Concern – Forbes.com Housing market slowdown won’t be a crash – Yahoo Finance Buying a home: Should you skip the home appraisal? | Mortgage Rates, Mortgage…

December 22, 2018

Some Real Estate Links ~October 2018

Can Mortgage Borrowers Use the CFPB’s Loan Estimate Disclosure to Shop For the Best Deal? How Do Appraisers Calculate Price Per Square Foot? • Birmingham Appraisal Blog U.S. Home Affordability Drops to Lowest Level in 10 Years | ATTOM Data Solutions Idiosyncratic Whisk: Housing: Part 324 – Commercial Real Estate, Dean Baker, etc. 10 years later: How the housing market has changed since the crash – The Washington Post National Housing Inventory Crisis Reaches Inflection Point – Oct 3, 2018 Real Estate Market Prepares for Burst of New Listings | Realtor Magazine Making Sense of the Single-Family Rental Industry | John Burns Real Estate Consulting The finance curse: how the…

December 22, 2018

Some Real Estate Links ~September 2018

Has House Price Appreciation Reached a Tipping Point? – First American (Aug) The biggest red flag for the next recession? Corporate debt-to-cash ratios, top economist says (Sep) Home Prices Up 4.7% in August, Lowest Price Growth in Four Years – Redfin (Sep) As Seattle home prices dip, outer reaches of metro area are humming along | The Seattle Times (Sep) Southern California supply of unsold new homes at 6-year high – Orange County Register (Aug) Southern California homeowners rush to sell as analyst sees ‘new cracks’ in the market – Orange County Register (Sep) The financial crisis, ten years on | VOX, CEPR Policy Portal (2017) CMHC: Insured mortgage market falls 33% after new regulations – BNN Bloomberg China’s tallest…

December 21, 2018

Some Real Estate Links September-August 2018

To solve the housing crisis, we need to fix our broken land economy – New thinking for the British economy – OpenDemocracy Wage Growth and Baby Boomers | Moody’s Analytics Economy.com A Roadmap to Job-Creating Transportation Infrastructure – Center for Opportunity Urbanism (2017) Why a low delinquency rate isn’t the good news real estate story you think – Macleans.ca (2017) Everything you need to know about Fannie, Freddie appraisal-free purchase mortgages | 2017-08-23 | HousingWire Agents Sell Homes For More Than FSBOS: Study – Inman (2017) Housing Perspectives (from the Harvard Joint Center for Housing Studies): Who Owns Rental Properties, and is it Changing? What Are the Prospects for Future Homeownership Demand? First American (Aug) Why Seattle Builds…

December 21, 2018

Some Real Estate Links ~August 2018

Credit supply and housing speculation | VOX, CEPR Policy Portal (Aug) Quantitative Easing: Defined and Explained Amazon To Take On Zillow, Redfin With New Real Estate Referral Feature? (July) Ideal Salary You Need to Own a Home in Your State How racism kept black Tacomans from buying houses for decades | The News Tribune (Aug) Some realtors believe major price correction underway in Metro housing | Vancouver Sun (Aug) Where Can Renters Find Affordable Homes to Buy? (Aug) The Guide to Understanding Your Home Value | Real Estate | US News (Aug) Overhaul Boosts Credit Scores of Millions of U.S. Consumers – WSJ (Aug) Falling Housing Starts: Fallout from the Trump Tax Cut? | Beat the Press…

December 13, 2018

Subprime, Zero Down Mortgages Are Back But With A Catch

Note: While writing this post, I found something that surprised me. See below. The reaction on Twitter was swift and negative to this headline on CNBC.com, “Thousands line up for zero-down-payment, subprime mortgages.”