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Posts from the 76 Secrets category

Secret #8 – House Economics in One Sentence – “House Prices are Determined by the Amount of Money Chasing Houses.”

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Secret #7 – For the Money the Fed Spent Buying Mortgage-Backed Securities from 2009 to 2015, We Could Have Bought ALL Houses Foreclosed On from 2006 to 2013

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Secret #6 – U.S. Home Ownership Fell More During the Great Recession than During the Great Depression

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Secret #5 – The Home Ownership Boom After World War 2 was Due, in Part, to New Houses Becoming a Lot Smaller

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Secret #4 – The U.S. Home Ownership Rate Increased the Fastest When Mortgages Were 20 Years Long and Down Payments Were 20%

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Secret #3 – For Black Home Ownership, “Affordable” Housing Policies Have Been Worse Than Jim Crow

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Secret #2 – The Real Reason House Prices Skyrocketed After Covid

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Secret #1 – Despite Our Extremely High Mortgage Debt, the U.S. has a Below Average Home Ownership Rate

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76 Secrets of U.S. Home Ownership & 3 Solutions

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