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Posts from the 76 Secrets category

Secret #28 – Past Redlining Has Often Been Used to Justify Government Policies that Encourage Selling “Affordable” (Higher-Foreclosure) Mortgages to People of Color

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Secret #27 – Famously Liberal Minneapolis is the Worst City in the U.S. When Comparing the Black Home Ownership Rate to the White Home Ownership Rate

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Secret #26 – The Black Home Ownership Rate Is NOT Getting Any Closer to the White Home Ownership Rate!

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Secret #25 – The Black Home Ownership Rate is Higher Today in the South than in the North

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Secret #24 – The Same 1968 FHA Program that Devastated Many Black Inner Cities Caused a Boom in New Home Construction in the White Suburbs

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Secret #23 – The 1968 Fair Housing Act had Very Weak Enforcement

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Secret #22 – The National Association of Realtors Opposed the 1968 Fair Housing Act

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Secret #21 – Redlining was a National Policy to Segregate the North

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Secret #20 – From 1940 to 1970 the Black Home Ownership Rate Increased More in the South than the North

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Secret #19 – Worse Than Redlining

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Secret #18 – FHA was Extremely Racist

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Secret #17 – U.S. Housing Policies Almost Moved Toward Vienna or Singapore in the 1960s

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Secret #16 – Economic Fundamentals Explain Less Than Half of House Price Changes

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Secret #15 – More Reasons Why House Prices Can Increase Surprisingly Fast

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Secret #14 – Higher House Prices Can INCREASE Current Demand

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Secret #13 – The Desire to Own the House You Live In is Extremely Price Inelastic

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Secret #12 – Houses are Also an Investment Good

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Secret #11 – The Supply of Houses Grows More Slowly than the Supply of Gold

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Secret #10 – The Economics of Houses are Different

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Secret #9 – The Fast and Slow Economic Fundamentals of House Prices

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